News & Events

Latest SmartLend news, events and updates.

How to Rebuild Credit After Bad Debts

Disclaimer: This article is contributed by Credit Bureau Singapore. It's essential to note that valuable insights expressed in the article are about a deeper understanding of...

Ministry of Food: What Went Wrong?

How did a S$200,000 debt bring down one of Singapore’s largest F&B empires? By SmartLend Editorial | August 2025 Edition ⚡ TL;DR MOF, once a 70-outlet strong local F&B group,...

The Rise and Fall of Capital Match

A Cautionary Tale in P2P Lending By SmartLend Editorial | 5th Edition | August 2025 A Fintech Star is Born It started like a classic fintech success story. In 2014, a bold new...

The Rise and Fall of MoolahSense

Singapore’s Pioneer P2P Lender By SmartLend Editorial | 1st Edition | September 2025 In 2014, a bold experiment took root in Singapore’s finance scene. A former banker named...

How Fed cuts affect Singapore SME owners

SmartLend Market Update The Latest Move 2 days ago (17 Sept 2025), the U.S. Federal Reserve delivered its first rate cut since 2020, lowering the Fed Funds Rate by 25bps to...

Ask SmartLend: Why Did My SME Loan Get Rejected?

Applying for an SME loan only to face rejection can be frustrating – especially when the bank or lender gives little explanation. At SmartLend, we’ve vetted our application data...

Caveat Loans Property Explained Clearly

When cash is tight and timing matters, property can become more than a long-term asset - it can be a fast route to funding. Caveat Loans property financing is often used by business owners who need capital quickly and ha

Business Loan Comparison That Saves Time

When cash flow tightens or a growth opportunity appears, most business owners do not have time to contact five lenders, decode five sets of terms and wait through five separate conversations. That is exactly why business

Commercial Loan Comparison Calculator Guide

A loan that looks affordable at first glance can become expensive once fees, repayment frequency and term length are added in. That is why a commercial loan comparison calculator matters. For a busy business owner, it tu

How to Compare Small Business Loans

A loan that looks affordable on the first page can become expensive by the time the repayments start. That is why smart borrowers compare small business loans on more than just the headline rate. If you are weighing up f

How to Improve Loan Eligibility Faster

A business can look profitable on paper and still struggle to get approved for funding. That usually happens when lenders see gaps between revenue, cash flow, existing debt, or documentation. If you are working out how t

SME Financing Solutions That Fit Your Business

Cash flow pressure rarely arrives with much notice. A large customer pays late, inventory costs jump, or a growth opportunity appears before your reserves are ready. In those moments, the right SME financing solutions ca

Fixed Rate Loan vs Floating Rate Loan

A quarter-point change in interest rates can look small on paper. On a business loan, it can quietly affect monthly repayments, margins, and how much breathing room you have when cash flow tightens. That is why the fixed

Fast Business Loan Approval Explained

A delayed loan decision can cost more than time. It can mean missed payroll cover, a postponed stock purchase, or a stalled expansion plan. That is why fast business loan approval matters to growing companies - but speed

Flexible Business Loan Repayment Terms

Cash flow rarely moves in a straight line. A business can have strong sales, healthy margins and a solid order book, yet still feel pressure when repayment dates arrive at the wrong time. That is why flexible business lo

Multi Lender Business Loans Explained

When cash flow tightens or a growth opportunity appears, waiting weeks for one lender’s answer is rarely practical. That is where multi lender business loans become useful. Instead of relying on a single bank or finance

Working Capital Loan Options Explained

A delayed client payment, a seasonal stock purchase, or a sudden payroll gap can force a decision faster than most business owners would like. That is why understanding working capital loan options matters - not as theor

Business Expansion Funding That Fits

Growth often looks straightforward on paper. A second outlet, more stock, new equipment, a larger team. In reality, business expansion funding only works when the structure of the finance matches the pace and risk of the

What Affects Business Loan Rates?

A lender can quote two businesses very different prices for what looks like the same loan. One gets a competitive rate and straightforward terms. The other sees a higher cost, extra conditions, or a smaller approved amou

Can Startups Get Business Credit?

A new business rarely struggles because demand is missing. More often, it struggles because timing is. Suppliers want payment now, customers pay later, and growth costs money before it produces cash. That is why founders

How to Choose Business Financing Wisely

A fast approval can look attractive until the repayments start squeezing your cash flow three months later. That is usually where business owners realise that how to choose business financing is not just about getting fu

How to Apply for Financing Without Delays

A financing application rarely fails because a business owner lacks ambition. More often, it stalls because the numbers are unclear, the documents are incomplete, or the loan simply does not fit the business need. If you

Short Term Business Credit Explained

A late-paying client, an unexpected supplier bill, or a chance to buy stock at a better price can change your cash position in a week. That is where short term business credit often becomes useful. It gives businesses ac

How to Compare Lender Terms Clearly

One lender offers a lower rate, another promises faster approval, and a third says its repayments are more flexible. On paper, all three may look competitive. In practice, knowing how to compare lender terms is what sepa

Same Day Business Funding Explained

A supplier wants payment before dispatch. Payroll is due tomorrow. A new purchase order has landed, but you need stock now, not next week. This is where same day business funding moves from nice-to-have to commercially n

How to Compare SME Lenders Properly

A loan that looks cheap on the headline rate can end up costing your business far more once fees, repayment structure and approval conditions are factored in. That is why knowing how to compare SME lenders properly matte