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Empowering SMEs with More Than Just Matching

At SmartLend, we're creating an ecosystem to empower SMEs with essential tools and resources. Our innovative Business Loan Aggregator addresses your financing needs, helping you achieve your goals faster. This is just the start—exciting new products are on the horizon!

Why Only Alternative Lenders?

Onboarding alternative lenders empowers our platform to cater to the diverse financing needs of SMEs, providing accessible credit solutions when traditional banks reject them or they require short- term bridging loans, ensuring they avoid exploitative rates by streamlining their access to alternative lending options.

Your

Financial Partner

Not Just Matching.

5 Step & under 5 minutes Seamless application. Our goal is to reduce the need for users to manually input information that can be obtained through Myinfo Business.

Super easy to apply — I just scanned my Singpass and was done in under 3 minutes! Way better than other sites where I had to key in all my personal and company info manually. Best part? I got multiple offer to compare within a day.

Adam Chang

Wholesale of Beverage Owner

I needed short-term funding for my seasonal business and decided to try SmartLend instead of going through a loan broker. Got the funding I needed in just 5 days — and best of all, no hefty third-party fees.

Fatimah

Wedding Planner Owner

I was a bit skeptical about their concierge service at first, but overall I’m happy as they delivered what they promised. There were some hiccups along the way, but the SmartLend team really pushed to get me the tenor I needed.

Alfred Ong

Construction Firm Owner

Got rejected by the banks, but SmartLend helped me secure a small loan to tide over until our invoices came in. Really thankful they made it happen when we needed it most.

Raj Kumar

F&B Business Owner

SmartLend made the whole process super easy and fast — I applied in minutes, compared loan offers, and even negotiated terms, all on one platform. I could see my repayment schedule clearly and track everything in one place. It really puts the power back in the borrower’s hands!

Sri Laksmi

Retail of Dried & Fresh Flowers Owner

With Smartlend I was able to get financing so quickly, eveything was there in-time as relayed by their relationship manager, overall very satified with the service.

Jonathan Gan

CTO of Cayden Studios

I recently contacted Mr. Jason regarding a small loan, and I must say he is one of the most courteous and professional individuals I’ve met. He patiently listened to my situation and offered valuable advice. He then connected me with Mr. Kuah, who supported me throughout the entire loan process with great dedication and sincerity. Mr. Kuah maintained consistent communication with the bank and kept me well-informed every step of the way. Thanks to both of them, the whole process was smooth and stress-free. Exceptional service from start to finish — a well-deserved 5 stars!

I recently used Smart-Towkay's brokerage service and had an excellent experience, thanks to the guidance of Junior Kuah. I was impressed by their professionalism and efficiency. Junior was friendly and helpful, answering all my questions and guiding me through the process. One thing that stood out was their attention to detail and ability to find a great solution for my needs. I would highly recommend Smart-Towkay's brokerage service, especially Junior Kuah, to others because of their expertise and customer-centric approach.

Thankful for the service and guidance on my business, appreciate the time taken for both Jason and Jackie. As I mainly focus on operations, business financial is definitely well taken care of by Smart Towkay! If you are planning to know more on what services they could provide, do consult and look out for them! 101% recommended!